With a 98.9% approval rate, we can help your business grow.
We manage your chargebacks and returns keeping your exposure to a minimum.
Toll Free: (800) 815-3123
Once you have your information submitted to our underwriting team, we will go to work getting you approved.
HIGH RISK MERCHANT ACCOUNTS CUSTOMIZED TO YOUR NEEDS
- New businesses - OK
- International Businesses - OK
- Bad Credit History - OK
- No Volume Caps
- Virtual Terminal Access
- Custom API
- Multi-Currency Accounts
Tobacco and e cig oriented companies online now have a reliable partner for credit card acceptance. Quantum's High Risk credit card processing program and chargeback management system allows adult oriented companies the ability to accept all major credit cards seamlessly
Confirmed fraud alerts, sent in real time. Stop more fraud, eliminate more chargebacks and accept more transactions
We have been able to get a merchant approved when no other options were available provides merchant accounts for credit card processing for the high risk business model. Our rates are competitive since we specialize in this area and have various bank and processor relationships. We continue to add banks and processors who offer high risk payment solutions. As such, we will always the new payment solutions that are available on the market. We can process for almost any legal business model. Some high risk businesses that we process for are as follows:
WHY IS A PROCESSING ACCOUNT CONSIDERED HIGH RISK ?
Many banks or processors consider certain types of business models to expose the bank or processor to higher levels of risk. Some of these business types include: travel merchant accounts, timeshare merchant accounts, adult merchant accounts, loan modifications, call center merchant accounts, collection agency merchant accounts, telemarketing merchant accounts, various internet merchant accounts, and many more.
The banks consider an account a high risk merchant account based on the potential for excessive chargebacks, dissatisfaction of the products and services, excessive returns, quality of the product and services offered for sale, long time period to fulfill the order, financial liability that the bank or processor will incur for processing for the merchant, or bad publicity towards the bank for accepting certain types of businesses.
We can provide you with a high risk merchant account. At Quantum, we will first review your business model to determine if we can place it in the USA. If we cannot place your account in the USA, we will obtain an offshore merchant account. In addition to an offshore merchant account, we will work with you on your business model, processing procedures, etc. to change your high risk classification to an acceptable classification to process in the United States.
Complete our application and submit requested documentation
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With a 98.9% approval rate, there's a good chance we'll say YES to your business for credit cards!
New Businesses Welcome.